This is our primary product for those seeking a simple, no-risk savings account. This product includes all of the following features:

• Interest compounded quarterly
• $100 minimum daily balance to avoid $3.00 quarterly service charge
• Limit of 6 pre-authorized withdrawals monthly
• Transfers and withdrawals made in person, by mail, or at an ATM are unlimited
• $3.00 for each excess withdrawal
• Quarterly service charge waived upon request for customers under 18 and 50 and over