It’s The Ultimate Free Checking Account
- Earn .85% Annual Percentage Yield* on your balance up to $35,000
- Earn .85% Annual Percentage Yield*on your balance over $35,000
- Earn ATM Fee Refunds Nationwide**
To earn the “Reward Rates” and the Refundable ATM fees, perform the following each monthly qualification cycle***:
- 12 Debit Card Transactions
One Direct Deposit or one ACH Auto Debit
Enroll and Receive Electronic Statements
Access On-Line Banking
If monthly qualifications are not met the account still performs like a FREE checking account and you’ll earn .10% Annual Percentage Yield*.
* .85% Annual Percentage Yield (APY) paid on balances up to $35,000 .85% APY paid on all amounts above $35,000 each monthly statement cycle when the monthly qualifications are met. If you do not meet the monthly qualifications each monthly statement cycle, your account will still function as a free checking account earning Base Rate 0.10% APY; however, it will not receive ATM refunds for that time period. Rates effective as of July 1, 2010. We may change the interest rate and APY at any time after the account is opened. $100 minimum deposit required to open the account. Available to Personal Accounts only. No monthly service charge.
** ATM fee refunds up to $40 per monthly statement cycle when monthly qualifications are met.
*** Qualification cycle means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle (one day asynchronous – no weekend processing).
