Thank you for your interest in Central Virginia Bankshares Inc. which is traded on on the over-the-counter market (OTCQB) under the symbol CVBK.

The Great Recession has been tough on financial institutions  in general, and Central Virginia Bank has had to face its own share of challenges.  As a result of the steps we have taken and improving economic conditions, our Bank remains stable, strong and growing

Central Virginia Bank has a great franchise thanks to the continued loyalty and support of our customers and shareholders.  We remain true to our mission, which is to serve our customers, reward our shareholders, develop and support our employees, and give back to the communities where we live and work.

Sincerely,

Herbert E. Marth, Jr.

President & Chief Executive Officer