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Safe, Convenient, Private
For literally pennies a day, you can protect your valuables with a safe deposit box. These boxes are located in the bank's vault and are under the same protection as the bank's own securities. And, you will have complete privacy, because only you and those you authorize will have access to the box.

For specific details on the sizes of boxes available and the current applicable rates, and general information, please contact any of our branch locations.

Safe Deposit boxes can be rented in a variety of sizes by one person, by a group of people, or by firms, corporations and associations. Following are examples of items that should be in a safe deposit box:

Stocks and Bonds

Jewelry

Family Records

Social Security Cards

Wills

Citizenship Papers

Military Papers

Cancelled Checks

Property Deeds and Leases

Mortgage Papers

Insurance Policies

General Rules and Regulations
The relationship between the bank and its customer is that solely of landlord and tenant and the bank shall under no circumstances, except as specifically provided in the contract, be considered as bailee.

The bank reserves the right to cancel any safe deposit lease after ten days' notice by mail to the address on its records.

The vaults may be closed on any national, state, or city holiday, or on any other day for good reason, including acts of God.

A joint box is considered to be a separate rental to each of two or more persons and each shall have access, free from any liability on the part of the bank. Either may appoint a deputy to have full access or to surrender the box.

If the bank is forbidden by an act, writ, decree or process of any court to permit access to any or several persons having such right to a box, the box may be closed to all who have such right until the act, writ, decree or process be annulled.

The bank should be notified of any change of address.

The liability of the bank, in respect to property deposited in the box, is limited to ordinary care in the performance of duties by employees and officers of the bank. These duties consist only of (a) keeping the box in the vault, where it is located when the rental contract is entered into, or in one of equal specifications, and (b) allowing no person access to the box, except lessees or an authorized deputy identified by signature. The door of the safe deposit box is locked at all times except when an officer, or an employee, and the lessee is present.

General powers of attorney are not acceptable for entry.

The rental is payable yearly in advance.

The bank is not liable for any delay caused by failure of the vault doors or locks to operate.

Customers may not use the box for the deposit of any intoxicating liquors, narcotics or any property of an explosive or destructive nature. Under no circumstances shall the lessor be liable for loss or destruction of any other property, including, but not limited to money, alleged to have been placed in the box.

The contract cannot be assigned or transferred.

The bank reserves the right to make other rules and regulations needed for the safety, care and order of the vault. At a customer's request, the bank will review the official rules and regulations relating to the box.

Keys
At the time of rental you will receive two identical keys in a sealed package. Two keys, one of yours and the bank's own guard key, are required to open the compartment. Neither will open it alone. If both your keys are lost, entry to the box can be gained only by having a bonded locksmith drill the box in your presence. The cost of drilling is paid by the customer. If a key is lost, notify the bank at once for transfer to another box. The bank cannot accept duplicate keys made by a key shop. Bank officers and employees are prohibited from keeping the keys for you.

Keys sent to the bank by mail or by messenger cannot be accepted.

Upon surrender of the box, you must turn in all of your keys. There is a charge for any keys not turned in or lost.

Entry Procedure
Each time you come to the vault, you will sign an entry form in the presence of the vault attendant. Time of entry will be marked, signature and box number will be verified. You are then admitted to the vault.

The attendant will insert a guard key to set the lock. Your key is needed at this point to complete the opening of the lock. The container will be removed, the door to the compartment closed and locked, and your key returned to you. The attendant will then escort you to the area where you may open your safe deposit box in privacy.

When you are finished with your box, you and the attendant will return the container to its compartment. The time of your departure is marked on the entry ticket, which is filed in our permanent records.

Surrender of Boxes
Do not send keys by mail or messenger. To surrender your safe deposit box, it is necessary that you open your box, remove the contents, and inform the vault attendant. The container will be checked to see that all of the contents have been removed, and you sign a release section of the lease agreement (or contract). You must turn in both of the keys that were given to you originally. A fee is charged for each lost key.