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The Commercial Money Market account is a limited access checking account that provides an interest earning feature for our larger business customers who are not eligible for a Commercial Interest Checking Account. The Commercial Money Market account offers the following features:

Interest paid on actual daily balance

Monthly Statement with imaged checks enclosed

$2,500 minimum daily balance to avoid a $6.00 monthly maintenance fee

Unlimited withdrawals if made in-person or via mail, ATM or by messenger

Six preauthorized or telephone transfers out of the account permitted each month, three of which may be by check or draft

Interest Rates and Annual Percentage Yields are current as of March 12, 2008. For up-to-the-minute rates, please contact one of our Branch Locations, or call us at 1-888-282-4030.

Daily Balances of	Interest Rate	Annual Percentage Yield
up to $999.99	0.80%	0.80%
$1,000 - $9,999.99	1.25%	1.26%
$10,000 - $49,999.99	2.00%	2.02%
$50,000 and up	2.65%	2.68%

The rate paid on the Commercial Money Market Account is subject to change without notice. Interest is based on a combination of competitive rates and the money market.

Fee Schedule

Fee Type	Rate
Maintenance fee if balance falls below $2,500	$6.00
Charge for each excess transfer or withdrawal	15.00