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The Commercial Interest account has been designed exclusively for sole proprietors, non-profit organizations, and governments. The Commercial Interest account includes the following features:

Unlimited check writing and deposits

Monthly statement with imaged checks enclosed

Requires minimum deposit of $100 to open

No minimum balance required to earn interest

Service charge based on account usage

Interest Rates and Annual Percentage Yields are current as of March 5, 2008. For up-to-the-minute rates, please contact one of our Branch Locations.

Daily Balances of	Interest Rate	Annual Percentage Yield
up to $2499.99	0.60%	0.60%
$2,500 and up	1.00%	1.00%

The rate paid on the Commercial Interest Checking Account is subject to change without notice. Calculation for monthly interest is based on the daily balance method during the statement cycle. If you close the account before interest is received, you will not receive the accrued interest.

Fee Schedule

Fee Type	Rate
Monthly Maintenance	$6.00
Per Check Paid	.13
Per Deposit	.25
Per Deposit Item Returned	5.00
Per Deposited Item Drawn on CVB	.08
Per Deposited Item Not Drawn on CVB	.09
FDIC Charge	1.50