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Home BuyAbility Test

Home much home is right for you? Take our Home BuyAbility Test and find out. Just choose the answer that best describes your situation by clicking on the circle beside that answer. Scroll to the bottom of this page when you are finished answering all questions, to see your score and review what that score means to you.

Pending	How many dependents do you have, including yourself? One  Two  Three Four Five+
Pending	How many years have you lived at your present address? Under 2 Years  2-4 Years  5-8 Years 9-14 Years 15+ Years
Pending	What are your approximate savings (passbook, money market, CDs, home equity, etc)? < $10,000  $10,000 - $17,000  $17,001 - $26,000  $26,001 - $38,000  $38,001 - $46,000>  $46,001 - $56,000  $56,001 - $65,000  $65,001+
Pending	What is your Gross Monthly Income? < $2,000  $2,001 - $2,600  $2,601 - $3,000  $3,001 - $3,600  $3,601 - $4,200>  $4,201 - $4,600  $4,601 - $5,200  $5,201+
Pending	How many years have you been with your present employer? Under 2 Years  2-4 Years  5-8 Years 9-15 Years 16+ Years
Pending	How many years were you with your previous employer? Under 2 Year  2-4 Years  5-8 Years 9-15 Years 16+ Years
Pending	What is the percentage of your monthly income that remains after paying all of your expenses? < 10%  10-25%  26-33% 34-50% 51+%

-- You must answer the questions above to see your score --

If You Score...	Purchase Price of Home	Typical Down Payment
14 to 17 points	< $60,000	10%
18 to 20 points	$60,000 - $80,000	10%
21 to 24 points	$80,001 - $100,000	15%
25 to 28 points	$100,001 - $125,000	20%
29 to 31 points	$125,001 - $150,000	25%
32 to 33 points	$150,001 - $175,000	25%
34 to 35 points	$175,001 - $200,000	25%
36+ points	$200,001+	25%

This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

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