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Auto Loan Test

Get The New Car, Truck or Minivan You Really Want! Just choose the answer that best describes your situation by clicking on the circle beside that answer. Scroll to the bottom of this page when you are finished answering all questions, to see your score and review what that score means to you.

Pending	How many dependents do you have, including yourself? One  Two  Three Four Five+
Pending	What best describes your residency situation? Living With Parents  Rent Furnished  Rent Unfurnished Own Home Mortgaged Own Home Clear
Pending	How many years have you lived at your present address? Under 2 Years  2-4 Years  5-8 Years 9-14 Years 15+ Years
Pending	How many years did you live at your previous address? Under 2 Years  2-4 Years  5-8 Years 9-14 Years 15+ Years
Pending	What is your Gross Monthly Income? < $1,500  $1,501 - $2,500  $2,501 - $2,900  $2,901 - $3,800  $3,801 - $5,000  $5,001+
Pending	Additional Monthly Income? (spouse, investments, etc) < $500  $501 - $1,000  $1,001 - $1,500  $1,501 - $2,000  $2,001 - $2,500  $2,501+
Pending	How many years have you been with your present employer? Under 2 Years  2-3 Years  4-6 Years 7-10 Years 11+ Years
Pending	How many years were you with your previous employer? Under 1 Year  1-3 Years  4-6 Years 7-10 Years 11+ Years
Pending	What is the percentage of your monthly income that remains after paying all of your expenses? < 10%  10-15%  16-25% 26-33% 34+%
Pending	Do you have a Checking Account with CVB? Yes  No
Pending	Do you have a Savings Account with CVB? Yes  No
Pending	Do you have an IRA Account with CVB? Yes  No
Pending	Do you have a CD Account with CVB? Yes  No
Pending	Do you have a Loan with CVB? Yes  No

-- You must answer the questions above to see your score --

And here's something else to consider... if you've got your heart set on something a little bigger, more luxurious and expensive than what your total score indicates, you can apply for it anyway. That's because we've built our business by looking for ways to lend our customers the amount they have in mind, and not looking for reasons why we can't.

If You Score...	What Your Score Means
20-30 points	You could qualify for a New Vehicle Loan under $14,000 with 10% down payment or trade-in.
31-35 points	You could qualify for a New Vehicle Loan of $14,000 to $18,000 with 10% down payment or trade-in.
36-39 points	You could qualify for a New Vehicle Loan of $18,001 to $25,000 with 10% down payment or trade-in.
40-44 points	You could qualify for a New Vehicle Loan of $25,001 to $35,000 with 10% down payment or trade-in.
45+ points	You could qualify for a New Vehicle Loan over $35,000 with 10% down payment or trade-in.

This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

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