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Take the worry out of maintaining your checking account balance with a Central Virginia Bank overdraft protection account. With this account, funds will be automatically added to your checking account, in multiples of $50, up to your established credit limit, in order to cover any checks that would otherwise result in an overdraft.

Since cash is advanced to your account immediately, you will avoid the fees associated with accidental overdrafts, as well as the embarrassment of having checks returned.

To open an overdraft protection account simply visit one of our convenient branch locations. A customer service representative will be happy to assist you in filling out the necessary paperwork to apply for this account.

Once approved, funds will be advanced from your overdraft protection account whenever they are necessary. At each occurence of funds being advanced, a notice will be mailed to you in order to ensure that you are fully aware of this activity. A monthly payment is automatically deducted from your checking account. You may pay the balance in full, without any prepayment penalties.